Privacy Policy

Last Updated: 11/20/2025

This Privacy Policy describes how ChadMurray.biz LLC (“Company,” “we,” “our,” or “us”)—operating the brand Stop Working Broke—collects, uses, and protects your personal information. By using our websites, funnels, forms, or services, you agree to the practices described in this policy.

This Privacy Policy applies to:

StopWorkingBroke.com

ChadMurray.biz

Any landing pages, applications, or funnels associated with our brand

Any related online services, email communications, and advertising programs


1. Who We Are

ChadMurray.biz LLC is the legal business entity that owns and operates the Stop Working Broke brand, coaching programs, marketing funnels, and all related services.

Legal Company: ChadMurray.biz LLC
Brand/DBA: Stop Working Broke
Email: [email protected]
Address: 1428 6th Street, Argyle, Texas 76226

For privacy-related concerns, you may contact us at the email listed above.


2. Information We Collect

We may collect personal and business-related information when you interact with our websites, funnels, advertisements, or services.

A. Information You Provide to Us

Name

Email address

Phone number

Business name

Payment information (processed securely through third-party providers)

Form submissions, surveys, coaching applications, booking forms, and uploaded files

B. Automatically Collected Information

IP address

Device and browser information

Cookies and tracking data

Usage behavior (time on site, pages viewed, referring URLs)

C. Funding & Line-of-Credit Funnel Information

If you apply through affiliate funding programs, you may submit:

Business financials

Revenue and income data

Personal or business credit details

Business documents or verification data

We do not store or process sensitive financial data directly.
That information is handled securely by third-party lenders and financial partners.


3. How We Use Your Information

We use collected information to:

Provide coaching, consulting, and marketing services

Respond to messages and inquiries

Deliver products, programs, and content

Personalize your user and customer experience

Process payments and billing

Improve website performance and marketing campaigns

Send emails, SMS notices, and promotional updates

Facilitate affiliate financial applications at your request

Conduct advertising and retargeting across social platforms


4. Affiliate Disclosure (Required)

ChadMurray.biz LLC—operating under the brand Stop Working Broke—participates in affiliate programs, including line-of-credit and business funding offers.

By using our funnel, you acknowledge:

We are not a lender or financial institution

We do not underwrite or approve loans

We may receive a commission when you submit an application

All decisions, terms, and funding approvals come from the third-party lender

We do not guarantee approval or financing

This disclosure complies with Federal Trade Commission affiliate guidelines.


5. Sharing Your Information

We may share your information with:

A. Service Providers

Payment processors

CRM platforms

Email marketing systems

Lead management software

Advertising platforms (Meta, Google, YouTube, etc.)

Website hosting and funnel platforms

B. Affiliate Partners & Lenders

If you request funding or apply for financial products, we may transfer your information to the relevant financial institution to complete your request.

C. Legal Purposes

We may disclose personal information if required to comply with applicable law, legal requests, or to protect our rights.

We do NOT sell your personal information.


6. Cookies, Tracking, and Advertising Technologies

We use cookies, pixels, and tracking tools to:

Improve site functionality

Analyze user behavior

Deliver ads

Conduct retargeting campaigns

Measure funnel performance

You can disable cookies through your browser settings.


7. Data Security

We implement reasonable technical, administrative, and physical security measures to protect your information.
However, no transmission over the internet is 100% secure.


8. Your Privacy Rights

Depending on your location, you may have rights to:

Request access to your data

Update or correct personal information

Request deletion of your data

Opt out of marketing communications

Limit tracking technologies

You may exercise these rights by contacting us at:

[email protected]


9. Email & SMS Communications

By submitting your information, you consent to receive:

Emails

SMS messages (if you provide a number)

Marketing offers

Product updates

Service notifications

You may opt out at any time using the unsubscribe link or by contacting us.


10. Children’s Privacy

Our services are not intended for individuals under 18.
We do not knowingly collect information from minors.


11. Third-Party Links

Our websites and funnels may contain links to third-party websites.
We are not responsible for their content or privacy practices.
Please review their policies before submitting personal information.


12. Updates to This Privacy Policy

We may update this policy as needed.
The “Last Updated” date will reflect the most recent version.


13. Contact Information

For privacy or data concerns, contact:

ChadMurray.biz LLC
Operating the brand Stop Working Broke
Email: [email protected]
Address: 1428 6th Street, Argyle, Texas 76226